How to Use Life Insurance to Meet Estate Planning Needs and Goals

How to Use Life Insurance to Meet Estate Planning Needs and Goals

Date: September 14, 2016

Time: 8:30am to 3:00pm

Building a Good Foundation of Estate Planning Knowledge.

Learn about the business opportunities that come with a basic understanding of estate planning.

In this workshop you will learn:

  • The importance of how assets (retirement plans, brokerage accounts real property) are titled, including new California legislation for beneficiary designations for real property.
  • The new legislation on Physician-Assisted Suicide for Californians:  You will be able to guide your clients when on the specifics of this controversial law

You will get comfortable speaking to your clients about:

  • The ‘no estate plan’ plan
  • The Will based estate Plan
  • The Living Trust Based Estate Plan

You will learn estate tax basics

  • The Federal Estate Tax
  • The State Inheritance/Estate Tax
  • The Annual Exclusion amount and gifts exempt from the Annual Exclusion
  • Primer on the capital gains tax and the magic of the basis adjustment.

You will be given the opportunity to think outside the box with Life Insurance

  • Planning for Special Needs Kids
  • Planning for our Elders
  • Planning for Blended Families- his, hers, theirs

The Ins and Outs of Proposition 13 and its progeny.

  • Transferring real estate to the kids without reassessment
  • The use of life insurance in maximizing the benefits of real property transfers
  • The many Tricks and Traps of Proposition 13

-6 CE Credits – CE Credits are for life insurance agents, CFP’s and CPA’s.

If you like to sign up for this class please contact us at:

2070 Pioneer Court
San Mateo, CA 94403
Tel 650-572-7933
Fax 650-572-0834

McDowall Cotter provides comprehensive legal services in three areas of practice: civil litigation; business; and wealth preservation. To learn more visit us at We are a San Mateo based law firm and for more than 50 years, McDowall Cotter’s chief objective has been to deliver exemplary legal services that are personalized, effective and efficient.